Terms of Service & Disclaimer
Last updated: October 26, 2026
1. Acceptance of Terms
By accessing or using UtilitiesVault (https://utilitiesvault.com), you acknowledge and agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Financial & Professional Disclaimer
All calculators (including the Compound Interest Calculator, Loan Calculators, and Percentage Estimators) are provided for general educational, mathematical, and informational purposes only. The results do not constitute formal financial, investment, legal, or tax advice. Past returns or hypothetical projections do not guarantee future investment performance. Always consult a licensed Certified Financial Planner (CFP) or legal advisor before making major financial commitments.
3. Disclaimer of Warranties
The tools and materials on UtilitiesVault are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. UtilitiesVault makes no guarantees regarding the accuracy, completeness, or reliability of any calculation result.
4. Limitation of Liability
In no event shall UtilitiesVault or its operators be held liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of or inability to use the tools provided on this website.